A Georgia Redneck, walked into a bank in New York City and
asked for the  loan officer. He told the loan officer that he was
going to Bakersfield on business for two weeks and needed
to borrow $5,000 and  that he was not a depositor of the bank. 
 
  The bank officer told him that the bank would need some form
of security for  the loan, so the Redneck handed over the keys
to a new Ferrari. The car was  parked on the street in front of
the bank. The Georgia Redneck produced the title and  every
thing checked out OK.   
 
The loan officer agreed to hold the car as collateral for the
loan and  apologized for having to charge 12% interest. Later,
the bank’s
 president  and its officers all enjoyed a good laugh
at the Redneck from Georgia for  using a $250,000 Ferrari as
 collateral for a $5,000 loan.    An employee of the bank then
drove the Ferrari into the bank’s underground  garage and
 parked it.
 
Two weeks later, the Redneck returned, repaid the $5,000  and the
interest of $23.07. The loan officer said,  “Sir, we are very  happy
to have had your business, and this transaction has worked out very
 nicely, but we are a little puzzled.
 
While you were away, we checked you out  and found that you are a
 multimillionaire. What puzzles us is, why would you  bother to
borrow $5,000?” 
 
The Georgia Redneck replied,
 
“Where else in New York City , can I  park my $250,000 car for two
weeks for only $23.07 and expect it to be there when I  return?”  
 
 Oh Yeah, the Stupid old Georgia Redneck’s name was… BUBBA!
 

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